Friday 11 July 2008

Girl of 15 goes on £2,000 spree after bank gave her a card

I'm sorry but I couldn't resist this headline from the Daily Mail

Girl of 15 goes on £2,000 spree after bank gave her a card

The girl's mother was shocked that her 15 year old daughter was given a debit card by Lloyds Bank. Now maybe it's me but why would you put over £2000 in a current account for a child when you don't trust them not to spend it? Why didn't they just stick it in a building society account in their own names? They don't trust their daughter to manage her own money, OK so don't give her any, easy!

But the icing on the cake for me was this comment from the mother:- 'We are astonished that, given the current economic climate and the credit crunch, this has been allowed to happen.' - with that kind of financial savvy it's no wonder the kid doesn't have a clue. Is she implying that her daughter's wreckless spending is solely responsible for the 'current economic climate'? It really does beggar belief that the Mother can blame the banks when in fact it is her that is to blame. She is responsible for her daughter's actions, no one else, not the banks, not even the government (remember this was in the Daily Mail)

With this total lack of sympathy you can imagine my reaction when I saw the following article about a boy who had been given a debit card by his bank:-

One father reportedly complained to the bank, claiming that his 15-year-old son bought cheap cigarettes, Viagra and a fake adult ID on the internet using one of Lloyd's cards.

The fags and ID I can understand but why the hell does a 15 year old boy need Viagra? I would have thought that most boys that age have more problems keeping in down rather than problems getting it up!

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